What Our Members Say About Tees Mutual

This is what our members have to say about Tees Mutual and why they believe in putting aside a little money now for the future…

I took out my first policy about 28 years ago because my partner’s family were already with Tees Mutual. My partner pays £24 a month for a policy that also covers my son and I pay £20 a month. Having a policy means you’re not leaving all your debts for your funeral to your family when you’re no longer here. In all the years I’ve been with them I’ve only had two agents, including my current agent, Andrea, and they’ve both been fantastic.
Wendy Kirk, shop assistant, Thornaby

I’ve been with Tees Mutual for about 13 years after being introduced by a friend. I’ve got a death policy but I took another out last year so that my son would have something when I leave this world and I’ll also get some money back when I’m 60. You don’t want to leave debts to anyone else when you pop your clogs! I wouldn’t want to think of anyone doing it to me, so I wouldn’t want to do it to my own family. To be honest, I wish I’d done it years ago when I was in my twenties. I started thinking it was about time I started thinking about life insurance. You don’t think about it when you’re younger. My agent Ian Brown is smashing, he’s part of the fixtures round here now.
Lorraine Goldup, Hemlington

We took out a policy last year. My partner’s mam and dad were already members so it was through then. Me and my partner have one each. I’m getting older now and if anything happened to me, I wouldn’t want my family to have to pay for it. We pay £3.30 each a week and we’ve had no problems whatsoever and Perry, my agent, is sound. The main thing is that things are taken care of if anything happens to me.
Paul Grant, house-husband, Middlesbrough

I’ve been with the Tees Mutual for nearly five years. Alison my agent is just like one of us. When I first started I paid £5.70 a week but I’ve upped it to £7.01. If anything happens to me, my family wouldn’t be able to afford to pay to bury me. It’s quite handy to have somebody coming to the house who you pay every week. Years ago there were lots of insurance companies coming to the door, but this is the only firm still doing it now. I don’t really bother with banks so what other way would I get insurance?
Carol Frost, Brambles Farm, Middlesbrough

My wife’s mother started a policy with the society years ago and I decided I’d rather not leave a load of big debts to my children so I’d take one out myself. It’s not a very nice thing to leave for your children to deal with, is it? I pay a fiver a week to make sure there’s enough to bury me when the time comes. They’ve been smashing. I have the same caller all the time and before that his wife used to come round and they’ve been absolutely brilliant.
David Reed, from Middlesbrough

I took out my first policy years ago because my partner’s family were with Tees Mutual. My partner pays £24 a month for a policy that also covers my son and I pay £20 a month. It means you’re not leaving all your funeral debts to your family when you’re not here. My agent, Andrea, is fantastic.

Wendy Kirk

43, shop assistant, Thornaby

I’ve had a Whole of Life for years and I and took out a Savings Policy so my son will have something when I pass on and I also get some money back when I’m 60. I wouldn’t want to think of anyone leaving debts to me when they died, so I wouldn’t want to do it to my own family. I wish I’d started a policy years ago, but you don’t think about it when you’re younger.

Lorraine Goldup

52, Hemlington

My partner’s mam and dad were members and we heard about Tees Mutual through them. I’m getting older now and if anything happened to me, I wouldn’t want my family to have to pay for it. We’ve had no problems whatsoever and my agent, Perry, is sound. The main thing is that everything's taken care of if something happens to me.

Paul Grant

50, house-husband, Middlesbrough

If anything happens to me, my family wouldn’t be able to afford to pay to bury me. Years ago there were lots of insurance calling to the door, but Tees Mutual is the only firm still doing it now. Allison, my agent, is just like one of us and it’s handy having somebody coming to the house every week.

Carol Frost

69, Brambles Farm, Middlesbrough

My wife’s mother started a policy years ago and I decided I’d rather not leave big debts to my children and so I’d take one out myself. It’s not a very nice thing to leave for them to deal with, is it? I pay a fiver a week to make sure there’s enough to bury me when the time comes. They’ve been smashing and my caller is absolutely brilliant.

David Reed

63, Middlesbrough

We’d only had our policies for about 18 months when my wife Marion died suddenly, just a fortnight after we came back from holiday. She was only 53. Our collector, Alison, made everything as easy as possible. She brought the paperwork to the house and we got the cheque for £5,300 the next day. That made a huge difference because we knew we had the money to pay for Marion’s funeral service and burial. Our family were very pleased with how they looked after us.

Paul Bird

59, South Bank

Tees Mutual does not provide financial advice. If you are in any doubt as to whether a policy is suitable for you, you should contact an Independent Financial Adviser (IFA) for advice. An IFA may charge for providing such advice and you should confirm any cost beforehand. We are covered by the Financial Ombudsman Service, whose website address is www.financial-ombudsman.org.uk.

Tees Mutual is a trading name of The Kensington Friendly Collecting Society Limited, which is an incorporated Friendly Society under the 1992 Friendly Societies Act No. 79COL. KFCSL is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. KFCSL’s Financial Services Register number is 110058.

The registered address of Tees Mutual and its subsidiary, Tees Mutual Services Limited, is 1-3 Kensington Road, Linthorpe, Middlesbrough, North Yorkshire, TS5 6AL.

Tees Mutual, 1-3 Kensington Road, Middlesbrough SE16 3QT +441642850022 enquiries@teesmutual.co.uk